The Home for Low VA Loan Rates

We take enormous pride in the opportunity to serve the Veterans that have served our country.


VA qualified buyers with full entitlement can purchase up to $484,350 before needing to put any money down.


Refinance an existing VA-guaranteed or direct loan for a lower rate to save money.


Veterans, active service members, spouses, and other accepted beneficiaries may qualify.

About Us

Over 20 Yrs Experience, with a personal approach!

Williams Financial, Inc. is an outstanding mortgage brokerage firm that was created in 2008 to specialize and serve those in need of purchasing a home or refinancing.

Williams Financial services the lending needs of its clients (primarily US Veterans), real estate professionals, builders and individual home buyers. We have access to a full range of mortgage sources and are dedicated to finding the right loan–with great rates, terms and costs–to meet our clients’ unique needs.

Bill Zigler

Williams Financial

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Why We Are Best?

VALOAN Streamline Benefits

No Down Payment

Find out if you qualify for $0 down when purchasing a home. All we need from you is a copy of your DD214 and I can obtain your Certificate of Eligibility to realize your down payment requirement.

Lowest Interest Rates

As the son of an Army Veteran, the owner of Williams Financial keeps his costs down in order to pass those savings on to our Active Service Members and Veterans.

Close within 30 days or less!

Knowledge of and relationships with lenders is key in this industry. We pride ourselves on open communication and expedited processing to close loans quickly.

Award Winning Team

Bill Zigler ranked top originator #1 in California and #2 in the Country for VA loans. We are able to complete any type of mortgage financing, but we concentrate on helping the Veterans that put everything at risk for us

Start your VA Loan Today!